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Auto Loan Glossary
Auto Loan Glossary
Acceleration Clause
Agreed-Upon Selling Price
Agreement of Sale
Amortization
Amount Financed
Annual Percentage Rate (APR)
Assignee
Balance
Balloon Loan
Bank or Credit Union Financing
Base Price
Blue Book
Cap (Interest Rate)
Cap (Payment)
Captive Finance Company
Closing
Cloud (On Title)
Co-Buyer
Collateral
Commitment
Compound Interest
Co-signer
Credit History
Credit Report
Credit Score
Creditor
Creditworthiness
Customer Incentive
Dealer Add-ons
Dealer Finance Income
Dealer Financing
Dealer Holdback
Dealer Incentive
Default
Deferred Interest
Delinquent Accounts
Depreciation
Disclosures
Down Payment
Earnest Money
Extended Service Contract
Finance Charge
Fixed Rate Financing
Gas Guzzler Tax
General Warranty Deed
Grace Period
Gross Monthly Income
Guaranteed Auto Protection (GAP)
Interest
Interest Rate
Invoice Price
Lease
Lien
List Price
Lock Term
Mark-up
MSRP
Negative Amortization
Negotiated Price
Net Effective Income
Off-Site Financing
On-Site Financing
Origination Fee
Points
Principal
Rate
Rebate
Secured Credit
Security Interest
Sticker Price
Term
Title
Trade-in Allowance
Trade-in Value
Unsecured Credit
Upside-down
Variable Rate Financing Auto Loan
Wraparound
Accident