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The book value of a manufactured home is much different than what most people think it is. The majority of people looking for the value of their mobile, modular, or manufactured home are searching for a similar value to what they would find in a car value; the value of what it sells for based on many sales transactions. This is not what a manufactured home book value represents and, to our knowledge, one like that does not exist.
The guidebook value for a manufactured, mobile, or modular home is considered a Depreciated Replacement Cost in Retail Dollars. The values represented in the NADA Manufactured Housing Cost Guide or NADAguides Manufactured Housing CONNECT are intended to be used as a guideline only.
By definition, the Depreciated Replacement Cost is the cost to replace an item, less accrued depreciation. Factory-built homes do not always depreciate; with this knowledge, our methodology allows for either appreciation or depreciation, depending on the current market.
There are many uses for the guide value. Many financial companies, insurance companies, state and local governments, dealers, investors, appraisers, etc. use the guidebook value in their daily business.
Definitely! The valuable information can be used to get a general idea of the value of your home based on its manufacturer, model, year, size, and features. Keep in mind that the local market dictates how much the manufactured, mobile, or modular home will sell for; it may sell much higher or much lower. Only a certified/licensed appraiser can estimate exactly what a specific home is worth by inspecting the home, its features and upgrades, and then making local market adjustments.
The NADA Manufactured Housing Cost Guide is an approved cost approach for certified/licensed appraisers (approved by HUD FHA Title 1, Fannie Mae, Freddie Mac, and recognized by VA). The form found under the Appraiser’s Resources will ask more detailed and in-depth questions about the subject home; typically, it is much more detailed that the general public will need.
Due to the complex nature of a home, many of the items get quite technical in nature. We’ve limited the Online Value Request form to some of the most common items. For a more in-depth list, the NADA Manufactured Housing Cost Guide or NADAguides Manufactured Housing CONNECT can be purchased; simply select Product Store
Due to the complex nature of a home, we’ve limited the Online Value Request form to the most basic and common widths and lengths. For a more in-depth listing including off-set, tag-a-long, H-shape, two-story homes, etc., the NADA Manufactured Housing Cost Guide or NADAguides Manufactured Housing CONNECT can be purchased; simply select Product Store
Value reports are accessible by clicking on the yellow “View Value Report” button from the confirmation page. Additionally, an email will be sent from MHReportsOnline@nadaguides.com containing a link to the report. Value reports will be accessible through this link for six months.